As interest rates rose, many homebuyers took advantage of a long-standing tool called a Temporary Buydown (TBD). Instead of walking straight into your full note rate, you enjoyed a reduced rate for the first one to three years depending on the program length.

Now, as those buydowns reach their expiration, you may be incentivized to refinance into a lower, permanent rate. FHA and VA borrowers can often avoid a new appraisal when making this move — a potential cost and time saver.

📞 Call me today for a no-stress, no-commitment conversation with a seasoned Real Estate and Mortgage Broker who knows how to navigate the market.

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Contact Info
Robert Foreman
📧 robert@livinginphoenix.net
📱 480-415-0783
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