2025 is shaping up to be a year where strategy matters more than ever in real estate. Whether you’re a seasoned homeowner or a first-time buyer, understanding the numbers is critical.

Here’s what you need to focus on:
🔑 Equity Shifts for Existing Homeowners
For current homeowners, leveraging the equity in your home could be the key to making your next purchase work—even with higher interest rates. A well-planned equity shift can minimize your financial impact.

🔑 Temporary Buydowns for New Homebuyers
For those entering the market, negotiating a temporary buydown can help lower payments during the early years of your mortgage, giving you breathing room as rates stabilize.

But here’s the truth: If your agent or loan officer doesn’t understand these math fundamentals, they’re not setting you up for success. Why work with two people when you can work with one hybrid professional who does both?

📞 Let’s connect and discuss your 2025 goals. I’ll help you navigate the market with confidence.

👉 Schedule an Online Consultation:
https://livinginphoenix.my.canva.site/oneandone

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