Mortgage Rates Move Down — Time to Revisit Your Loan?

If you purchased your home between 2020 and 2024 and took advantage of a temporary buydown, this could be your signal to act. Freddie Mac reports that rates…

Bought a home between late 2022 and March 2025? Read this before you refinance.

If you’re eyeing a refi after the recent rate cut, consider a “Christmas Refi” strategy instead of jumping now. Why wait? Many buyers from Q4 ’22 → Mar…

Should we wait for the next rate drops before refinancing?

As someone who works as both a Realtor and a Loan Officer — with a strong background in data analytics — here’s how I see things, especially after…

Bank of America Predicts Two 0.25% Fed Rate Cuts in 2025!

According to Norada Real Estate’s latest update, Bank of America Global Research has revised its outlook and now expects the Federal Reserve to enact two rate cuts of…

August Housing Market Insights – Now Live on My Interactive Dashboard

The August numbers are in, and the trends are worth watching: 🏠 Total Sales: 2nd lowest month this year 📉 Price per SqFt (PSQFT): Lowest YTD ⏳ Days…

What Your Buyer’s Agent Should Be Doing

Phoenix leads the nation in delistings — nearly 30 homes delisted for every 100 newly listed in May 2025. Most people will see this as another reason why…

Your Temporary Buydown is just that… Temporary

As interest rates rose, many homebuyers took advantage of a long-standing tool called a Temporary Buydown (TBD). Instead of walking straight into your full note rate, you enjoyed…

Mortgage Rates Hit Lowest Levels Since October

📉 Mortgage Rates Hit Lowest Levels Since October 💳 Meanwhile, Credit Card Debt is at an All-Time High The 30-year fixed mortgage has leveled off — rates are…

Negotiating Your Buyer’s Agent Fee

When you’re buying a home, everything is negotiable — and that includes your buyer’s agent fee. I expect to be compensated by the seller. If the offered commission…

Mortgage Rates Continue to Decline

Freddie Mac reports that mortgage rates have dropped to their lowest level since October — great news for buyers and those looking to refinance. 30-Year Fixed: 6.58% 15-Year…

The 2025 Maricopa County Real Estate Tracker is Live!

After a brief disappearance, I’ve rebuilt my interactive Tableau visualization to help you track real estate sales across Maricopa County for 2025. Whether you’re preparing to sell, buy,…

Active Listings Across the Valley – Explore What’s Available Now

From golf course living in Cave Creek to family-friendly homes in Mesa, Peoria, and Tolleson, we have listings that offer location, value, and lifestyle. Here’s what’s currently active:…

Mortgage Rates Remain Flat—A Window of Opportunity?

May 8, 2025 This week, mortgage rates held steady, with the 30-year fixed rate at 6.76% and the 15-year fixed rate at 5.89%. Compared to this time last…

New Listing in Cave Creek: Golf Course Views and Dream Backyard

 ✨ New Listing in Cave Creek: Golf Course Views & Entertainer’s Dream Backyard If you’ve been waiting for the perfect home in Cave Creek, this is the…

New Listing in Garden Lakes – Avondale, AZ!

🌴 New Listing in Garden Lakes – Avondale, AZ! 🏡 Welcome to your next home in the highly desirable Garden Lakes community—a peaceful, lake-inspired neighborhood in the heart…

Data Analytics Works… But Does Your Agent, Broker, or Loan Officer Know How to Use It?

Most don’t. I do. We’ve been developing models for all kinds of real estate projects — from pricing tools to investment screeners — using real sales data and…

Mortgage Rates Hold Steady Under 7% for Nine Consecutive Weeks

Mortgage Rates Hold Steady Under 7% for Nine Consecutive Weeks March 20, 2025 The 30-year fixed mortgage rate remains at 6.67%, keeping rates under 7% for nine consecutive…

Mortgage Rates Hold Steady – What This Means for Buyers & Sellers

The latest Freddie Mac report shows that 30-year mortgage rates remained essentially flat this week at 6.63%, with 15-year rates at 5.79%. 📉 Despite ongoing market volatility, mortgage…

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