Community Mortgage was designed to fill the void and address the issues limiting prime, credit-worthy borrowers’ access to credit through common sense underwriting. This exclusive mortgage product is unique in the marketplace.

Product Highlights
Primary Residence and Second Homes Only
Credit Underwritten Based on LTV, FICO, and Liquidity
Income Documentation Not Required
Income Not Stated
Debt-to-Income (DTI) Not Calculated
Asset Seasoning 30 Days
Only first page of a bank statement required for typical portfolio loans
Loan Amounts Up to $3 Million
Up to 80% LTV Purchase/Rate & Term
FICO Beginning at 640
Reserves from 3 Months

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